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Because of this, a no fee prepaid credit card is about as close to a bank account as you can get, without getting a bank account.
With direct deposit, your paycheck will be added to your card on payday.
You don’t have to go to the trouble and expense of driving to a check cashing store to cash your paycheck. If you receive a government or benefits check, you can also have it deposited directly onto prepaid cards for no fee.
A prepaid credit card works very similar to a bank debit or ATM card.
You can add money to the prepaid card and use it anywhere Visa or Master Card debit cards are accepted.